In May 2025, the Social Security Administration (SSA) will issue Supplemental Security Income (SSI) payments, with eligible couples receiving up to $1,450 and individuals up to $967 per month.
This increase reflects the 2.5% Cost-of-Living Adjustment (COLA) effective from January 2025. Notably, due to scheduling adjustments, some recipients will receive two payments in May
SSI Payment Details for May 2025
Recipient Type | Maximum Monthly Payment | May 2025 Payment Dates |
---|---|---|
Eligible Individual | $967 | May 1 and May 30 |
Eligible Couple | $1,450 | May 1 and May 30 |
Essential Person | $484 | May 1 and May 30 |
Note: The second payment on May 30 is an advance for June, as June 1 falls on a weekend.
Understanding the COLA Increase
The 2.5% COLA aims to help SSI recipients maintain their purchasing power amid inflation. This adjustment ensures that benefits keep pace with the rising cost of living.
Eligibility Criteria for SSI Payments
To qualify for SSI payments, applicants must meet specific criteria:
1. Age or Disability:
- Be 65 or older, or
- Be blind, or
- Have a disability expected to last at least one year or result in death.
2. Income Limits:
- Earned income: Limited; for every $2 earned, SSI payment reduces by $1.
- Unearned income: Includes Social Security benefits, pensions, etc.; may affect payment amounts.
3. Resource Limits:
- Individuals: Resources not exceeding $2,000.
- Couples: Resources not exceeding $3,000.
- Excludes primary residence and one vehicle.
4. Residency and Citizenship:
- Must reside in one of the 50 U.S. states, the District of Columbia, or the Northern Mariana Islands.
- Must be a U.S. citizen or a qualifying non-citizen.
How to Apply for SSI
Applying for SSI involves several steps:
- Prepare Documentation:
- Proof of age, identity, income, resources, and medical records.
- Submit Application:
- Online at ssa.gov.
- By phone at 1-800-772-1213.
- In-person at a local Social Security office (appointment recommended).
- Attend Interview:
- Discuss financial situation and disability status (if applicable).
- Await Decision:
- If approved, receive first payment, including any back pay from the date of eligibility.
The upcoming SSI payments in May 2025, reflecting the 2.5% COLA increase, provide crucial support to eligible individuals and couples.
Understanding eligibility criteria, payment schedules, and application processes ensures beneficiaries receive the assistance they need.
FAQs
Why are there two SSI payments in May 2025?
The SSA issues SSI payments on the first of each month. Since June 1, 2025, falls on a Sunday, the June payment is advanced to May 30, resulting in two payments in May.
Does receiving two payments in May mean extra money?
No, the second payment is an advance for June. It’s essential to budget accordingly, as there will be no payment on June 1.
Can part-time workers qualify for SSI?
Yes, but earnings may reduce the SSI benefit. For every $2 earned, the SSI payment decreases by $1.